Rajesh Gandham

Senior Deputy Manager

LinkedIn

About

Highly accomplished Senior Deputy Manager with over 7 years of progressive experience in finance and banking, specializing in end-to-end trade finance operations, financial planning, and accounting. Proven ability to drive operational efficiency, ensure stringent regulatory compliance, and deliver actionable financial insights, contributing significantly to organizational success and strategic decision-making.

Work Experience

Senior Deputy Manager

ICICI BANK LTD

Apr 2022 - Jul 2024

Led end-to-end trade finance operations, ensuring compliance and mitigating financial risk for a leading private sector bank.

  • Directed end-to-end Letter of Credit (LC) operations, ensuring 100% compliance with UCP 600, ISBP, and Incoterms to facilitate seamless international trade transactions.
  • Analyzed export/import documentation to proactively identify and resolve discrepancies, minimizing financial risk and accelerating transaction cycles.
  • Processed high-volume SWIFT (MT103, 202, 400-999 series) and ISO 20022 MX messages, leveraging automation for enhanced efficiency and accurate discrepancy resolution.
  • Served as Business Analyst for trade finance process improvements, documenting workflows and gathering user requirements to support digital transformation initiatives across LC, BG, and SWIFT message flows.
  • Ensured robust AML and KYC compliance, implementing Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes to meet stringent regulatory standards.

Finance & Accounts Manager

CHAITANYA PACKAGINGS PVT LTD

May 2017 - Mar 2022

Managed end-to-end financial planning, analysis, and accounting operations, driving strategic decision-making and ensuring accurate financial reporting for a manufacturing firm.

  • Spearheaded financial planning, budgeting, and forecasting processes, providing critical insights that informed strategic decision-making and optimized resource allocation.
  • Managed comprehensive Record to Report (R2R) processes, including sales invoices, purchase ledgers, and journal entries, ensuring 100% accurate financial reporting and compliance.
  • Optimized Accounts Receivable (AR) and Accounts Payable (AP) functions, significantly improving cash flow management and liquidity.
  • Identified key financial trends and conducted in-depth variance analysis, collaborating with cross-functional teams to deliver actionable insights that drove operational efficiencies.
  • Developed and implemented effective methods and tools, resulting in significant time savings and improved overall operational efficiency.

Education

Business Administration

MPES College, affiliated to Jawaharlal Nehru Technological University, Kakinada

78%

Jun 2015 - May 2017

Commerce

S.G.H.R.M.C.M.R. College, affiliated to Acharya Nagarjuna University

70%

Jun 2012 - May 2015

Intermediate (M.E.C.)

AMG Junior College, Board of Intermediate Education, Andhra Pradesh

73%

Jun 2010 - May 2012

Matriculation (SSC)

Darahaas Concept School, Board of Secondary Education, Andhra Pradesh

89%

Jun 2009 - May 2010

Awards

Level 3 Certification in Trade Operations

ICICI Bank

Mar 2023

Awarded for outstanding performance and expertise in trade operations during FY 2022–23.

Academic Excellence - MBA

Jawaharlal Nehru Technological University, Kakinada

May 2017

Ranked 1st in MBA program, demonstrating top-tier academic performance.

Academic Excellence - SSC

Board of Secondary Education, Andhra Pradesh

May 2010

Ranked 3rd in SSC, demonstrating consistent top-tier academic performance.

Languages

Telugu , English , Hindi

Skills

Financial Operations & Compliance

  • Letter of Credit (LC)
  • Bank Guarantee (BG)
  • SWIFT Messaging (MT103, 202, 400, 410, 412, 420, 499, 700, 707, 734, 760, 767, 799, 999)
  • ISO 20022 MX
  • UCP 600
  • ISBP
  • URDG 758
  • AML (Anti-Money Laundering)
  • KYC (Know Your Customer)
  • CDD (Customer Due Diligence)
  • EDD (Enhanced Due Diligence)
  • Regulatory Compliance
  • Trade Finance Operations
  • Income Booking
  • NCLT Case Management

Financial Planning & Analysis

  • Financial Planning
  • Budgeting
  • Forecasting
  • Financial Reporting
  • Record to Report (R2R)
  • Cash & Bank Reconciliations
  • Accounts Receivable (AR)
  • Accounts Payable (AP)
  • Variance Analysis
  • Financial Modeling
  • Data Analysis

Business Analysis & Process Improvement

  • Workflow Documentation
  • User Requirements Gathering
  • Digital Transformation
  • Process Improvement
  • Strategic Decision Support

Software & Tools

  • MS Office Suite (Excel, Word, PowerPoint, Outlook)
  • Tally
  • Fircosoft

Core Competencies

  • Leadership
  • Interpersonal Communication
  • Cross-functional Collaboration
  • Problem Solving
  • Critical Thinking
  • Analytical Thinking
  • Continuous Learning